Insurance Companies: What You Need to Know
You’ve had an auto accident and now the insurance company is calling, what should you do? At Ransin Injury Law our 30 plus years of experience has allowed us to become advocates for injury victims and their families. After you have been in an accident the insurance companies will call, however you have legal rights that you need to be aware of before you speak with the at-fault driver’s insurance company.
First if your insurance company calls you, you are obligated to cooperate with them, but if the other party’s insurance company calls and is wanting to take down a recorded statement you should not give any recorded or official statement until you have spoken with an experienced accident attorney.
Insurance adjusters are trying to minimize the payout of this claim, so they will use the information you provide against you if you are not careful in what you tell them about the accident. An insurance adjuster will not read you Miranda rights, but we guarantee you that anything you say can and will be used against you in this claim, this is the only reason they want to talk with you about the case. You need to speak with an attorney, before you ever speak with the insurance company.
At Ransin Injury Law we will create a prepared statement to the insurance company, insuring that you are not giving them any details or facts that could hurt your claim. We help ensure that everything being handled in your case is prepared and completed for our goal of getting you and your family the full compensation your injuries deserve.
Too often over the years we have seen clients who tried to handle their claim without an attorney in the beginning, they gave recorded statements and did not recover the proper investigative facts from the scene of the accident and now they are at a serious disadvantage to the insurance company. We then have to spend a lot of time fixing these mistakes or even worse, they have caused too much damage to the case and we left money on the table.
At Ransin Injury Law, we want to help protect you and your family from these insurance companies and the mistakes they try and trap the injured in. We have over 30 years of experience successfully proving claims and helping our clients get the recovery they deserved, not what the insurance company thought was fair.
By speaking with an attorney, you are protecting your legal rights and this is always free. Please call us at 417-881-8282 so David can give you a free case evaluation today.